healthinsurance

Health insurance is a type of coverage that pays for medical and surgical expenses incurred by the insured. It provides financial protection against high medical costs by covering a portion or all of the expenses related to doctor visits, hospital stays, medications, preventive care, and other health services. Health insurance policies can be obtained through employers, government programs, or purchased individually. They vary in terms of premiums, deductibles, co-payments, and the range of covered services. Having health insurance ensures access to necessary medical care without incurring significant out-of-pocket expenses, promoting better health outcomes and financial stability. It is an essential component of personal financial planning and overall well-being, helping individuals manage the costs associated with healthcare.